Short and Long Term Disability

Short and Long Term Disability

Short and Long Term Disability

Offering disability insurance to your employees can help them to feel secure, knowing they will be taken care of in any situation. It allows them to have the peace of mind of staying financially secure in case of an injury that occurs on the job.

There are two major types of disability insurance that should be offered to your employees to keep them covered in any situation, short term disability and long term disability. Short term disability is intended to provide coverage for a limited amount of time, up to a full year. The waiting period to receive payment is very quick, usually no more than two weeks. Long term polices are in place to provide coverage for a longer period of time, ranging from a year to the rest of an employee’s life. The waiting period for payments for long term disability is much longer, anywhere from three months to two years.

Contact us today and allow one of our experienced agents create a disability package that best fits the needs of your business.