A Look At Long Term Care

A Look At Long Term Care

A Look At Long Term CareHow To Safeguard Your Future With This Protection

As you look forward to your golden years, you are likely preparing to enjoy the luxury that a reprieve from the working world will bring. As you get ready to invest more time in your family, friends, and hobbies, have you considered how your living situation may change over the course of this season of life?

You may find that life brings new chapters your way, and that they require additional assistance. As a responsible parent and friend, you do not want to burden your loved ones with the task of seeing to your increasing needs. Consequently, you should think about securing long-term care insurance.

This type of coverage allows you to invest in your future. Did you know that the average cost a full-time at-home caregiver is $45,000 a year and a private room in a nursing home averages at about $88,000 a year? You deserve to have the best care in your golden years, but you do not want to saddle your loved ones with the financial responsibility of paying for it. Long-term care insurance will ensure that you can get the assisted living or nursing home care you need, when you need it.

Furthermore, long-term care insurance may provide other safeguards as qualified policies are treated favorable when filing taxes and, in some states, the benefits will not be taxed at all.

Have you safeguarded your future by securing the coverage you need for your long term care? Contact Employee Benefit Plans Inc. in Greenwood Village for all of your Colorado insurance needs. We are here to get you the long-term care insurance you need to have peace of mind in the present and the future. Call our team of dedicated agents today to get the protection you deserve in every season of life.